I'd be cautious of throwing around the word "poverty." Think of how many people were laid off during the Great Recession or due to COVID-19. These are rainy days we're in, and many companies don't pay a living wage anyway. While this article has good money advice, it shouldn't be taken as a solution for poverty. That suggests that people are always responsible for their poverty. It's foolish, especially during the COVID era, to claim that good money management is a panacea for financial troubles. What about the corporations underpaying their lower-level employees while they overpay the CEO and keep funds in foreign accounts? What about the women and people of color who are offered low salaries despite their experience and education? There is so much more going on than financial illiteracy, and we will not solve poverty until multiple institutional, racial, gender, and economic factors are resolved.

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